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Who has insurance and how much does it cost and how much coverage? Just accidentally burned a customer's headliner on a brand new challenger on accident with the edge of my heat gun and having to pay to replace it. It's a few hundred bucks to replace. Just glad it didn't happen on a much nicer car that would cost a lot more to replace. This taught me I definitely need insurance for mishaps like this.

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Yeah that's gonna vary greatly depending on area. I had a gl for 200 a year which covered a lot. Since moving to the shop I have 20k coverage of contents and 1 or 2 million of IDK can't remember for 375 a year.

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If you are. Only doing cars and the average car is under 60 grand and only concerned about the vehicle, you can get it for under 400.00 for 6 mo. If you are moving vehicles across the road, talk to an insurance agent...chit happens... don’t let it cost you you livelihood. Get transit plates and ins. 

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Damn... I pay $2500 per year.  But that’s coverage on the shop (100k) contents(100k) garage keepers which covers cars inside and if while driving them something happens up to one million. And personal and customer liability up to one million

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