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who has insurance to cover the business?


Guest solar solutions

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Guest solar solutions

I do alot of dealer work ,and a few of my dealers are asking me about my liability insurance.I'm all moblie,what will be a apropiate amount to carry,does any one recommend a A-rated company?what does a policy cost and for how much. :thumb

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Guest Litespeeds

This is what seperates a legitimate business from a possible fly by night. People always wonder why some of us charge so much more money for the tint job but they don't realize that we have alot of expenses we need to pay in order to run a business. We are paying a little over $100 per month for shop keepers insurance or something like that. It covers up to a specific amount of damage with a $1000 deductable. Also protects you from liability if somebody slips and falls down in your facility and decides to sue you. Covers up to around $20K in inventory or something like that if I remember right.

Insurance is a big rip off but we need it. Just buys you a piece of mind.

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Guest Sprinter

rip off is more like it! it should be revolving you pay one year and then if you have a claim then you pay another year, not every year and if you don't have any claims you should get back 75% of what you paid in every 5 years.

its one of those things that you need to have, if you wreck a car while driving its covered, scratch a glass while cutting on it not covered!

accidently break off the side mirror while squeezing by it covered!

its kinda like if your working on something and you break it it's not covered, and if your not working on something and you break it then it's covered.

check with your auto insurance guy and see who he would recomend.

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