Insurance?????

Western Auto Modifications · January 3, 2014

Ok ive been looking for insurance for the business and apon reading a few of the fine prints ive found policies dont cover glass breakage? Who and what insurance do most of you have?

Western Auto Modifications · January 3, 2014

Ive been looking for insurance cover and havent had much luck finding one that covers me for glass breakage!!

What have you guys got and who with?

Western Auto Modifications · January 3, 2014

Bloody phone said first post didn't go through lol

alberts316 · January 3, 2014

All insurance companies are different. Some will not cover scratched glass, some do. Your film supplier should cover glass breakage. Absolutely shop around. Most places I do work for require 2 million in coverage.

Devil with bad attitude · January 3, 2014

Hi All,

I've just increased my policy to a massive 20 million dollar cover (not that I'm expecting anything to go wrong) and it costs me a tishload.

But it's all about protecting yourself and what you've worked for.

I doubt many tinters could look that far ahead and goodonya for doing so.

I'd have to look it up but I think for memory I'm with AMP.

Cheers.

Devil

tikka · January 3, 2014

I'm with GIO , 20 million dollar cover which includes glass breakage,scratches,door trims, paint etc. Also covers me to hold cars overnight at my shed incase of fire,thieft or any kind if damage.

Glass Tinting Supplies · January 3, 2014

I had to up my public liability cover to 50 million recently to be eligible to work on the Sydney Opera House. A single piece of the glass that was recently replaced was 2.3m wide x 5.6m high, 24mm thick laminated pre tinted solar bronze glass that was specially cut to size. Cost for the 1 piece of glass was $64,000.

Each and every piece of glass on the surface of the opera house is made as a 1 off. And not a single side is parallel to another. It is a tinters dream/nightmare.

Before I applied any film, I closely inspected every squared millimeter of the glass, and logged any and all defects, scratches and chips. I circled each imperfection and took photos and showed the people from the heritage council.

My policy is with Allianz, I have a complete business insurance package, and Allianz happily added glass breakage coverage into my policy.

Cheap? No!

Worth it? Yes!

RockyDaz · January 4, 2014

I'm with Lumley Insurance, part of the Wesfarmers group, their business package is very comprehensive and competitive, covers me for all property (dealers cars etc ) left on my premises, damage through the course of business (broken glass, fender benders etc) public liability, directors insurance and more.

Better rates than I have had previously